California workers' compensation insurance is mandatory for any employer — and getting it right means understanding class codes, X-Mod factors, and carrier appetite. Wellington Partners specializes in WC placement for California businesses of all types and sizes.
California WC is not optional — it's the law the moment you hire your first employee. Here's what it covers when one of your people gets hurt on the job:
One employee — full time, part time, doesn't matter — and you're required to carry WC in California. No coverage means you're personally liable for every injury claim.
The penalties are serious. Operating without WC is a criminal violation under California Labor Code. Fines up to $10,000, up to one year in prison, and a state penalty up to $100,000. The CSLB also auto-suspends your contractor's license the moment your policy lapses.
Your premium is a math formula. Most brokers don't dig into it. We do — before every single submission.
We place workers' comp for businesses across every industry — from construction and trucking to retail, healthcare and professional services.
Fill out the form above or call us. A licensed CA broker will review your account and find your savings.
📞 Call (818) 492-4355