Excess and umbrella insurance provides critical high-limit protection above your primary policies. When a catastrophic claim exhausts your GL or auto limits, your umbrella kicks in. Wellington Partners shops the full market to find the right coverage for your business.
An excess or umbrella policy sits above your primary insurance layers — GL, commercial auto, and employers liability — providing additional limits when a catastrophic claim exhausts your primary coverage.
California is one of the most litigious states in the country. Standard primary limits of $1M are often insufficient for serious accidents.
Fill out the form or call us. A licensed CA broker will assess your exposure and find the right umbrella.
📞 Call (818) 492-4355