Employment Practices Liability Β· CA Specialist

EPLI InsuranceCalifornia

Employment Practices Liability Insurance protects California employers against claims of wrongful termination, discrimination, harassment and retaliation. Wellington Partners shops the full market to find the right EPLI coverage for your business.

What EPLI Actually Protects Against

Employment Practices Liability Insurance protects your business against claims by employees alleging wrongful employment-related acts. California has some of the most employee-friendly employment laws in the country.

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Wrongful Termination
Claims by former employees alleging they were fired without just cause or in violation of their employment rights.
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Discrimination
Claims alleging discrimination based on race, gender, age, disability, religion, national origin or other protected characteristics.
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Sexual Harassment
Claims of unwanted sexual advances, hostile work environment or quid pro quo harassment by employees or managers.
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Retaliation
Claims that an employee was punished for reporting workplace violations, filing complaints, or exercising legal rights.
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Wage & Hour Violations
Defense coverage for claims related to overtime, meal breaks, tip pooling and other California wage and hour requirements.

California's Employment Laws Are Among the Strictest in the Nation

California employees have more protections than in almost any other state. Even a frivolous claim costs tens of thousands of dollars to defend.

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High Defense Costs
The average EPLI claim costs $75,000 or more to defend β€” even when the employer wins. EPLI covers defense costs from dollar one.
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California-Specific Risks
California has additional protected classes, strict wage and hour laws, and mandatory leave requirements that create unique exposure for employers.
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Any Size Business
Employment claims happen to businesses of all sizes. Any company with employees in California should carry EPLI.

How Wellington Partners Places Your EPLI

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Full Market Submission
We submit to every eligible EPLI carrier in California for maximum competition and best pricing.
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Risk Assessment
We review your current HR practices, employee handbook, and history to properly present your risk to carriers.
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Bundle Pricing
Combining EPLI with your GL or BOP through Wellington Partners typically delivers better pricing.
Free Quote Β· No Obligation Β· Same-Day Response
Get Your EPLI Quote
A licensed CA broker reviews every submission personally.
Independent Broker X-Mod Review Class Code Audit 100% Independent CA Lic. #0G89296
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Ready to Protect Your Business From Employment Claims?

Fill out the form or call us. A licensed CA broker will find the right EPLI coverage for your team.

πŸ“ž Call (818) 492-4355