Commercial vehicle insurance for California fleets, contractor trucks, delivery vans, and business-owned vehicles. One accident in a company vehicle can expose your business to a seven-figure judgment — Wellington Partners Insurance Services structures business auto programs around how your vehicles actually operate, with options from multiple A-rated carriers.
A personal auto policy excludes commercial use. The moment an employee drives on company time or in a company-owned vehicle, personal policies step aside — and your business becomes the target. Commercial vehicle accident verdicts in California routinely exceed $1 million, and your company's assets are on the line alongside the driver's.
Whether you operate a fleet of service trucks, a single contractor pickup, or delivery vehicles on tight daily schedules, commercial auto insurance California is the difference between an insured claim and a judgment against your business assets. DOT-regulated operations face additional filing requirements that standard policies cannot satisfy without specific endorsements.
A business auto policy is built from the coverages below — Wellington Partners Insurance Services structures limits and policy symbols around your actual fleet operations, not a generic template.
Bodily injury and property damage your vehicles cause to others — the coverage contracts, certificates, and DOT filings require, with limits sized to today's California verdicts.
Collision and comprehensive coverage for owned trucks, vans, pickups, flatbeds, and trailers — including theft, vandalism, fire, and weather losses.
Protects the business when employees drive personal, rented, or leased vehicles on company business — the exposure most owners don't realize they carry until a claim arrives.
Covers your drivers and vehicles when the at-fault party carries no insurance or minimal limits — critical on California's high-volume roads.
Pays medical expenses for drivers and passengers in your vehicles after an accident, regardless of fault.
Coverage for trailers, mounted equipment, and permanently attached tools that travel with your vehicles — often overlooked until a loss occurs.
Any California business that owns, leases, or regularly uses vehicles — and many that don't own vehicles still carry hired and non-owned exposure:
As an independent California commercial insurance brokerage since 2009, Wellington Partners Insurance Services quotes your fleet across multiple A-rated commercial auto markets, handles DOT filings, issues same-day certificates, and provides claims advocacy from first report through resolution.
Get a commercial auto insurance California quote — start your quote or call (818) 492-4355.
Fleet or single vehicle — Wellington Partners Insurance Services quotes your commercial auto program across multiple A-rated California carriers. Call (818) 492-4355 or request a quote today.
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